Independent loyalty optimiser

Ask LoyaltyIQ.

Find out which loyalty programme to use, what rewards may be worth, and where value could be missed.

Ask
Before you spend

Ask which card or loyalty programme gives the best return before you pay.

Spend Check
See the gaps

Enter monthly spend to estimate where rewards may improve.

Trust
Rules first

Verified rules drive the maths. AI explains the result.

My Cards

Select the loyalty programmes you hold. Ask, Spend Check, and Should I Join all read from here — none of them has its own card selector.

Should I Join?

Evaluate a new programme

Disclaimer. LoyaltyIQ provides general information based on publicly available loyalty programme data. It is not financial advice, and Network Grey (Pty) Ltd is not a financial advisor. LoyaltyIQ can make mistakes — always verify details directly with the relevant loyalty programme before acting. Network Grey (Pty) Ltd has no commercial affiliation with the loyalty programmes referenced, beyond ordinary publicly available information.